Secure contracts for
pooled money
Funds are held securely with terms set upfront. When conditions are met, money moves automatically.
Collect with confidence
Set up once, share with your group. Everyone sees the same terms before paying in.
- Rules are set once and can't be changed
- Everyone sees the same terms before contributing
- Funds held securely by Settl, not the organizer
San Diego 🌴
4 contributors
Sounds like fun!
I'll be there
Can't wait!
Count me in!
Sounds like fun!
I'll be there
Can't wait!
Count me in!
Sounds like fun!
I'll be there
Can't wait!
Count me in!
Office Bracket 🏀
5 contributors · $2,500 pool
Proposed payouts
1st Place
2nd Place
3rd Place
Proposed payouts
1st Place
2nd Place
3rd Place
Approved proposal
Approved proposal
Approved proposal
Your group, your rules
For participant-pot pools, the organizer assigns payouts when the pool closes — and contributors vote to confirm they're fair. You choose the approval mode upfront, and it's locked in for everyone.
- Organizer decides — Funds release as soon as the organizer assigns payouts — no vote needed.
- Majority vote — More than half of contributors must approve the proposed payouts.
- All must approve — Every contributor has to sign off — unanimous consent required.
Fantasy League 🏈
4 payouts
4th Place
3rd Place
2nd Place
1st Place
4th Place
3rd Place
2nd Place
1st Place
4th Place
3rd Place
2nd Place
1st Place
Automatic, fair payouts
When conditions are met, funds are released automatically — exactly as agreed.
- Payouts happen automatically when conditions are met
- If conditions aren't met, contributors are refunded
- Complete transparency from start to finish
Built for any group payment
Whenever a group needs to pool money with structure.
Group trips
Split rentals, flights, and activities before you go.
Leagues & contests
Collect buy-ins with guaranteed payouts to winners.
Group gifts
Pool money for weddings, birthdays, or retirements.
How it works
Four steps to turn any group payment into a binding agreement.
Define the terms
Set the rules — amounts, recipients, conditions. Once created, terms are locked and visible to everyone.
Share the link
Invite participants with a single link. Everyone reviews and agrees to the same transparent terms.
Collect contributions
Funds are held securely as people contribute. Track progress in real-time.
Payouts
Funds are released according to the rules. Everyone knew what to expect from the start.
Security you can trust
Your money is protected by the same infrastructure trusted by millions of businesses worldwide.
Bank-level security
All transactions protected with bank-level encryption.
Full transparency
Every contribution, rule, and payout is visible to all participants. Complete audit trail.
Immutable terms
Pool rules are locked at creation. No one can change the terms after the pool is created.
Turn your handshake into a contract
When groups collect money together, agreements are usually enforceable only through trust. Who contributes, who gets paid, what happens if plans change: it all relies on everyone following through.
Instead, Settl turns this social contract into a real one by holding the money neutrally according to rules established upfront. Funds remain accessible for withdrawal until the deadline. At the deadline, money either distributes as agreed or refunds automatically.
The agreement enforces itself. Payments execute when conditions are met.